₹5 Lakh ka cover hote huye bhi hospital discharge par ₹1 Lakh cash kyun bharna padta hai? Jaaniye hidden reality.
Maan lijiye aapka hospital bill bana ₹2.5 Lakh.
Aisa kyun hua? Khel hai Room Rent Capping ka!
Policy mein likha tha: "Room Rent 1% of Sum Insured = ₹5,000/day".
Hospital mein private room tha ₹10,000/day ka.
Kyunki aapne 2x rate wala room liya, company ne Doctor fee, ICU, OT charges me se bhi 50% cut kar diya!
Sirf room rent nahi kata, poora bill aadha ho gaya!
✅ No Room Rent Limit: Single Private Room eligible
✅ Zero Copay (0%): Koi bill sharing nahi
✅ 100% Restoration: Cover khatam hote hi recharge
✅ Consumables Cover: Gloves/PPE kit ka kharcha company bhare
🥇 HDFC ERGO Optima Secure: 2X cover from Day-1, fastest 20-min approval.
🥈 Care Supreme: 500% Cumulative bonus, best budget plan.
🥉 Niva Bupa ReAssure 2.0: Age freeze lock the clock feature.
Nayi policy lene se pehle ya purani renew karne se pehle poora checklist guide padhein.
Swipe up ya niche tap karein 👇