1st November se Credit Card Minimum Due, CIBIL reporting aur bank charges par naye niyam shuru ho gaye hain.
42% Chakra-Vyuh
5% Minimum Due Ka Khatarnak Sach!
Agar aapka **₹1 Lakh ka bill** hai aur aap sirf Minimum Due bharte hain, toh karz khatam hone me **14.2 Saal** lagenge aur aap **₹1.95 Lakh sirf Byaj (Interest)** me denge!
Naya Niyam
Ab Har 15 Din Me Update Hoga CIBIL Score!
RBI ke naye aadesh ke baad sabhi banks ko **Fortnightly (mahine me 2 baar)** credit report bhejna compulsory ho gaya hai. Ab score tezi se improve hoga!
RBI Consumer Rule
Due Date Ke 3 Din Baad Tak No Late Fee!
Agar bill due date nikal bhi jaye, toh **agle 3 din ke andar** payment karne par bank na late fee laga sakta hai aur na hi CIBIL me defaulter mark kar sakta hai.
SBI & ICICI Devaluation
Utility Surcharge Aur Lounge Ke Naye Niyam
- **SBI Card:** ₹50K+ utility bill par 1% + GST fee shuru.
- **ICICI Bank:** Airport lounge ke liye quarterly ₹35,000 spend mandatory.
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Minimum Due Trap Calculator & Free CIBIL Check
Apna credit card loss calculate karein aur safe balance transfer personal loan offers dekhein.