🔥 2026 Update

Post Office Interest Rates: Kya Badal Gaye Niyam?

Sarkar ne Small Savings Schemes par jari kiye naye aadesh. Sukanya, SCSS, KVP aur PPF par kitna mil raha hai guaranteed byaj? Dekhiye poori table.

Sovereign Guarantee: 100% Safe (Govt of India)
Maximum Return: 8.20% p.a.
⭐ Top Return: 8.20%

Sukanya Samriddhi (SSY) & Senior Citizen (SCSS)

Dono schemes par mil raha hai sabse uncha 8.2% byaj dar jo kisi bhi commercial bank FD se zyada hai.

Sukanya Samriddhi: 8.20% (EEE Tax-Free)
Senior Citizen (SCSS): 8.20% (Quarterly Payout)
SCSS Max Limit: ₹30 Lakh
📈 Paisa Double Scheme

Kisan Vikas Patra (KVP) & NSC 7.7%

KVP me aapka paisa sarkari guarantee ke sath double hota hai. NSC me Section 80C ka tax deduction milta hai.

KVP Byaj Dar: 7.50% Annual
KVP Double Period: 115 Mahine (9.5 Saal)
NSC (5 Year): 7.70% Compounded
💰 Monthly Pension

Post Office MIS (7.4%) & PPF (7.1%)

MIS se har mahine ghar baithe guaranteed aamdani aati hai, jabki PPF me milta hai 100% Tax-Free corpus.

MIS Monthly Interest: 7.40% Monthly Payout
MIS Joint Account Limit: ₹15 Lakh (₹9,250/mo)
PPF Byaj Dar: 7.10% (EEE Zero Tax)
🏦 Post Office FD Table

Post Office Time Deposit (TD) Rates

Bank FD se zyada suraksha aur guaranteed quarterly compounding interest.

1 Year FD: 6.90%
2 Year & 3 Year FD: 7.00% - 7.10%
5 Year Tax Saver FD: 7.50% (80C Benefit)
🚀 Full Calculator

Kitna Jama Karne Par Kitna Milega?

Apne ₹1 Lakh ya ₹5 Lakh par exact returns calculate karein aur official circular ki poori details dekhein.

Swipe Up karke dekhiye 10 Schemes Ka Complete Comparison Chart!

Post Office Byaj Dar: Poori Report & Calculation