Diwali aur wedding shopping par dharalle se credit card swipe kar rahe hain? Income Tax Department ka AI system aapke har transaction ko track kar raha hai!
⚡ Swipe karein aur jaanein Rule 114E ke 2 khatarnak triggers!
1. ₹1 Lakh Cash Payment: Agar saal bhar me credit card bill cash me ₹1 Lakh se zyada bhara.
2. ₹10 Lakh Online Spends: Kisi bhi mode se saal ka total bill payment ₹10 Lakh cross hua.
⚠️ Bank bina aapse pooche ye data IT Department ko bhej deta hai!
Agar aapki ITR me income ₹6 Lakh hai aur credit card ka bill ₹12 Lakh bhara hai, toh Income Tax AI system turant automated 'High Value Transaction' inquiry notice bhej deta hai.
🔍 Sawal: Extra ₹6 Lakh ka source kya tha? Bill kisne bhara?
Dost ne aapse card swipe karwaya aur baad me cash ya UPI de diya? Income Tax ki nazar me wo purchase aapki income aur spend mani jayegi!
🚨 Reward points ke lalach me aakar notice ka risk mat lein!
1. Bill hamesha apne verified savings account se pay karein.
2. Cash me bill payment bilkul na karein.
3. Annual Information Statement (AIS) me 'SFT-005' entry check karein.